G.I. Home Loans is your Internet resource center for VA Home Loans. We are committed to “serving those who served” by offering the most comprehensive and dedicated service possible to the men and women of our Armed Forces who are in need of assistance with the purchase or refinance of their home. The employees of G.I. Home Loans have all served their country with pride and distinction; we have all worn the uniform of the United States Military.

The rich tradition of professionalism, integrity, duty and honor that is a fundamental part of our proud military heritage is incorporated into the work ethic of G.I. Home Loans. We endeavor to treat our clients with the same degree of dedication and selflessness that would be expected in the field of combat.

It is our mission to educate the Service Member or Veteran about the benefits afforded to them by the United States Government through the Veterans Administration in the form of a guaranteed VA Home Loan. We strive to provide the Service Member or Veteran with the best program and lowest interest rate and closing costs possible. At all times, we will put the needs of our clients ahead of the needs of our company.

The tradition of excellence continues.


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Attention Active Duty Military, Guardsmen, Reservists, Veterans and Retirees:

VA HOME LOANS

  • Purchase / Rate & Term Refi
  • $700,000 - $1,000,000 (620 FICO)
  • $1,000,000 - $1,500,000 (700 FICO)
  • Loan amount less than $700,000 (NO FICO)


VA Refi Cash Out (90% LTV)
$700,000 - $1,000,000 (660 FICO)
$1,000,000 - $1,500,000 (700 FICO)
Loan amount less than $700,000 (NO FICO)

VA NO/NO
No Down Payment / No Out of Pocket Closing Costs

100% Financing to $417,000.00 (NO FICO)

  • 30 Year Fixed
  • 15 year Fixed
  • 5/1 ARM
  • 3/1 ARM


VA 30 Year Fixed same as
Conforming from 5.75%
(APR 6.125

All rates and loan programs are subject to change.

All loan programs are subject to borrower qualifications.

FHA Program Specialists

  • First time home buyer OK
  • Gift funds OK
  • No FICO requirement
  • Low fixed rates
  • Cash Out Refi
  • 100% LOANS to $500,000

40 YEAR TERM AND INTEREST ONLY OPTIONS

Fast and easy Approvals - Ask about our 21 days closing guarantee!!!
Apply securely online or call us at 619-395-0717

New VA Rules!

Refi your current Adjustable Rate Mortgage (ARM) to a low fixed rate 30 Year VA Loan, up to $417,000.00.

Cash-out Refi, up to 90% of your home’s current value.

Get rid of your 80/20 or Second Mortgage and Refi into a low fixed rate VA Loan with no PMI or Prepayment Penalty.

Apply securely online or call us at 619-395-0717

Am I Eligible?
How Much Can I Borrow?
Where Do I Start?
Refinancing Your VA Loan
Get a Free Rate Quote
Request a Certificate of Eligibility

Facts About VA Loans
VA Loan Re-Payment Terms
Purpose of a VA Loan
Am I Ready to Purchase My Home?
Answers to Your Loan Questions
How are VA Loans Processed?

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